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  • Kenko Desk

Understanding the benefits of OPD Coverage for Mental Health Services

Globally, millions of people are affected by mental illnesses such as depression, anxiety, bipolar disorders, personality disorders, schizophrenia, and so on. The increased attention to these illnesses is not just because of their impact on individuals, but also the ripple effect they have on families and societies. That is why, more and more people are focusing on prioritising their mental well-being, leading to a growing recognition of the importance of mental health and the need for accessible and affordable mental health services.



As part of this shift, the inclusion of mental health coverage under outpatient department (OPD) plans has emerged as a significant development in healthcare. Let’s look at some of the benefits of OPD coverage for mental health services, and how it can have a positive impact on you, should you be seeking support and treatment.


  1. Increased Accessibility:


OPD health plan with mental health coverage significantly improves accessibility to quality mental healthcare in India. By including mental health in OPD plans, you can seek assistance from mental health professionals without the need for hospitalisation, at subsidised rates. This reduces the barriers that usually impede access to mental healthcare, such as long waiting times and higher costs, enabling timely intervention and support for those in need.


  1. Affordability:


Mental health services can be expensive, deterring many individuals from seeking the help they require. However, with mental health coverage, OPD health plans can substantially make these services more affordable and pocket-friendly. With the inclusion of mental health in health plans, individuals can receive consultations, therapy sessions, and prescribed medications at a lower cost or through medical reimbursements. This affordability factor encourages more people to prioritise their mental well-being and seek professional help when needed.


  1. Comprehensive Care:


Mental health coverage ensures that an OPD health plan is able to provide comprehensive care by integrating mental and physical health provisions into the overall healthcare system. This integration facilitates coordination between doctors, specialists, and mental health professionals. It allows for a holistic approach to healthcare, where mental health is given equal importance alongside physical health. This comprehensive care model leads to better treatment outcomes and improved overall well-being.


  1. Timely Intervention and Preventative Care:


Mental health conditions, like physical illnesses, require early intervention and preventative care for optimal outcomes. OPD health plans with mental health coverage promote timely intervention by encouraging regular check-ups, counselling sessions, and early detection of mental health concerns. This proactive approach empowers individuals to address their mental health concerns before they escalate, leading to improved long-term outcomes and a reduced burden on the healthcare system.


  1. Reduced Stigma and Awareness:


The inclusion of mental health in OPD plans contributes to reducing the stigma associated with seeking mental health services. By treating mental health on par with physical health, it helps normalise discussions around mental well-being and encourages people to seek the help they need without fear of judgement.


We all know how effective OPD health plans are to subsidise daily medical expenses. However, with the inclusion of mental health coverage, they transform into a milestone towards accessible and affordable mental healthcare in India. Stay tuned with us at Kenko to know more about OPD health plans and their benefits!


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